Eliminate Future Capital Gains Tax

Hello there. My name is Rick Leighton, and in this session I’ll share our biggest and best game-changing tax strategy yet.

This one is all about eliminating future capital gains tax on your property investments, allowing you to keep more of the profits for yourself.

Most property investors know how to build a portfolio, but far fewer have a clear exit strategy.

And that’s where we come in.

Transitioning from a period of building a property portfolio with debt into a low-debt retirement lifestyle is something every investor should be planning for.

But figuring out how to exit your investments in the most tax-efficient way can be tricky — and often very costly if it isn’t planned properly.

If you have significant debt tied up in your property portfolio, it can make it difficult to enjoy the retirement lifestyle you’ve been working toward.

For many property investors, the biggest tax bill arrives when properties are sold.

Capital gains tax is added to your taxable income, and the resulting tax bill can be a real shock.

It may sound obvious, but planning ahead to reduce future capital gains tax is absolutely critical.

For example, we recently ran the numbers for a client who owned four investment properties.

If he sold those properties gradually during retirement — one property per year — and had no other income, the total tax bill would still exceed $1.5 million.

That’s a huge portion of his retirement wealth lost to tax after years of building the portfolio.

So how can this be addressed?

The key is to plan ahead and restructure your investments before those gains are realised.

In simple terms, this involves shifting the ownership or control of property assets away from personal ownership and into specialised low-tax structures.

Ethical IQ has developed low-tax investment trust structures that allow investors to restructure their portfolios in a way that can dramatically reduce future tax exposure.

This is Game-Changing Strategy Number 12, and it’s all about helping investors keep more of their profits tax-free.

Think of it as setting up a pipeline of tax-free income for your future.

If you can retain the full profits from your property sales without losing a large portion to capital gains tax, you won’t need to borrow as aggressively, build such a large portfolio, or take on as much risk to achieve your retirement goals.

Our focus is always on helping investors reach their financial goals with less debt and less risk.

To find out more, talk to us at Ethical IQ Advisory — Australia’s number one tax advisory firm for property investors.

You can book a complimentary strategy onboarding session by selecting Game-Changing Tax Strategy Number 12: How to Eliminate Future Capital Gains Tax.